For welfare groups and burial societies
Welfare management system for church and community groups
Welfare groups run on trust and timing. ChamaCore keeps members and dependents, contributions, claims and payouts in one place, so support reaches families quickly and every decision is documented.
The problems we solve
Unclear who is in good standing
Eligibility often depends on up-to-date contributions. Standing is calculated from the contribution records.
Slow, disputed claims
Without a process, claims drag on. Claims move through assessment, approval and payment with a record at each step.
Dependents and beneficiaries
Keeping dependents current by hand is error-prone. Members and dependents are managed in one register.
Accountability for the fund
Members want to know where the fund stands. The welfare fund, reserves and payments are tracked and reported.
What you get
Members, groups and dependents
A register of members, groups and dependents, with a deceased register.
Contributions and arrears
Contribution schedules, arrears tracking and reconciliation of payments.
Claims
Claim registration, benefit products and rules, with payouts recorded against each claim.
Assessment, investigation and appeals
On the Max plan, claims can go through assessment, investigation and appeals workflows.
Welfare fund and reserves
Track the fund, reserves and bank accounts, and prepare payment batches with approvals.
Governance hub
On the Max plan, record meetings and resolutions and run elections.
Communications
Announcements, messages and documents shared with members.
Member portal and M-Pesa
Members pay contributions through M-Pesa and see their standing on the portal.
How it works
Register your group
Choose Welfare Pro or Max and add your officials and branches.
Define benefits and contributions
Set up benefit products, rules and contribution amounts, then add members and dependents.
Run claims and payouts
Collect contributions, process claims through approval, and pay out with a full record.
Plans
Prices are per month and billed annually (20% less than twelve monthly payments).
Welfare Pro
KES 5,200 / month, billed annually
- Up to 500 members
- 6 staff accounts
- 1 branch
Welfare Max
KES 7,600 / month, billed annually
- Up to 2,000 members
- 20 staff accounts
- 5 branches
Frequently asked questions
Can we track dependents and beneficiaries?+
Yes. The Welfare service manages members, dependents and beneficiary requests in one register.
What is the difference between Welfare Pro and Max?+
Pro covers members, contributions, arrears, claims, payouts and the welfare fund. Max adds claim assessment, investigations and appeals, the governance hub, finance journals and periods, bank accounts and payment batches, roles and delegations, and analytics.
Can members pay by M-Pesa?+
Yes. Contributions can be collected with M-Pesa STK Push.
Is there an audit trail?+
Yes. Key actions on claims, payments and approvals are recorded.
Is ChamaCore a regulated financial institution?+
ChamaCore is software, not a bank, SACCO or regulator. Your organisation stays responsible for its own licensing, regulatory filings and record accuracy.
See ChamaCore with your own group in mind
Tell us about your group and we will show you the parts that matter to you.